[1] Approval may be granted in five minutes but is ultimately subject to verification of income, employment, and property verification and condition report. Subject to Federal and State-specific requirements, the five business day funding timeline assumes closing the loan with our remote online notary, if permissible. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing.

[2] To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

[3] Loan amounts range from $25,000 minimum to $400,000 maximum. Note some states have specific loan requirements: Properties located in TX have a minimum loan amount of $35,000 and minimum subsequent draw amount of $4,000 while minimum subsequent draw amounts for all other states is $500; maximum LTV for New Mexico is 79.99% on a first lien position primary residence and maximum LTV is 70% for Florida condominiums; subject property size is limited to 10 acres maximum for Texas and all other states are 20 acres. Maximum loan amount may be lower than $400,000 and will ultimately be based on multiple factors, including but not limited to your home value and equity at the time of application. We determine home value and resulting equity through independent data sources and automated valuation models. Lakeview’s HELOC product is not available in Hawaii, New York, or U.S. Territories. Other terms and conditions may apply. All loans are subject to credit and property approval.

[4] Source: Bankrate.com. As of June 10, 2026, the average credit card interest rate was 19.56% (www.bankrate.com/credit-cards/advice/current-interest-rates). This rate exceeds Lakeview’s current HELOC rates, which average 9.60% as of June 1st, 2026. HELOC rates are subject to change without notice.

[5] As of 04/30/2026, Lakeview services approximately 2.8 million customer accounts. This figure is an estimate based on internal records and may include active and serviced accounts. Totals are subject to change and may not reflect real-time customer count.

[6] As of 04/06/26, www.eMBS.com.

[7] A Home Equity Line of Credit (“HELOC”) is secured by the borrower’s property as an additional lien behind the existing first mortgage; and requires you to pledge your home as collateral and you could lose your home if you fail to repay. If you obtain a HELOC and the combined total of loans secured by your home (including your first mortgage) exceed your home value, then interest on the portion of loans that exceed your home value will not be tax deductible for Federal income tax purposes. Consult a tax adviser for information about the deductibility of interest. A HELOC may be offered through a brokered program, whereas the loan will be completed and closed with another lender. Borrowers must meet minimum lender requirements to be eligible for all financing. Lakeview’s HELOC program is eligible for primary, secondary, and investment homes. Lakeview’s HELOC may only be secured as a primary or second lien home mortgage. You should consider and discuss with your Mortgage Loan Officer whether a particular Lakeview loan program is appropriate. Lakeview loan programs are not currently offered in all states. Lakeview’s HELOC product is not available in Hawaii, New York, or U.S. Territories.

[8] The Lakeview Home Equity Line of Credit is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Subsequent draws are not subject to additional fees. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Subject to terms and conditions.