The Lakeview Home Rewards program is offered through HomeStory Real Estate Services, a licensed real estate broker. HomeStory Real Estate Services is not affiliated with Lakeview Loan Servicing, LLC, and Lakeview Loan Servicing, LLC is not responsible for the program provided by HomeStory Real Estate services. Obtaining a mortgage from Lakeview Loan Servicing, LLC is optional and not required to participate in the program offered by HomeStory Real Estate Services. The borrower may arrange for financing with any lender. Reward offer limited in some states. Not available in AK, IA, LA, or MO. Other restrictions may apply. Visit LakeviewHomeRewards.com for important eligibility information.
 This offer is available to customers who submit a complete application for a fixed-rate purchase loan. Lakeview will pay 1% of the note rate for the first 12 payments of the loan. This offer effectively reduces the rate of the loan by 1% for the first year of the mortgage. The payment of 1% by Lakeview will be accomplished through a custodial escrow account, to be funded by the lender-paid credit. The amount totaling the difference of 1% between the note rate and the temporary buydown rate will be dispersed to the escrow account, and the funds will be dispersed from the escrow account to the investor to account for the difference in interest during the buydown period (the first 12 months of the loan). This is not an offer to lend and is contingent upon qualification per full underwriting guidelines. Offer is only subject to purchase first liens. Occupancy restrictions may apply. Offer cannot be applied towards previous loans or applications, cannot be redeemed for cash, and is nontransferable. This offer can change or be cancelled at any time, without notice. Additional restrictions or conditions may apply.
 Lakeview Loan Servicing, LLC agrees to pay the borrower $2,000 in the event we are unable to close the loan even though the borrower(s) met all underwriting criteria as described below. Borrower(s) must complete and provide all necessary information to be pre-approved by Lakeview to be eligible. Subject to final credit and property approval per full underwriting guidelines. Pre-approval guarantee is not applicable and said pre-approval may be revoked if there are any material changes in the borrower’s application or credit status from the original date of the pre-approval. Material changes may include; changes in underwriting guidelines, the loan amount or property value, loan product, loss or change of employment or income, undisclosed liabilities or increases in debt, fraud, misrepresentations or material omissions in the loan application and supporting documents. Additional conditions or exclusions may apply and subject to final underwriting guidelines.
 Lock & Shop is available on fixed-rate, Conforming Conventional, FHA, and VA loans on a primary residence. Borrower must be pre-approved by Lakeview to be eligible. The locked rate will be honored for sixty (60) calendar days from the lock date. The Lock & Shop program removes the risk of your mortgage loan’s interest rate increasing while you shop for your new home. During the sixty (60) calendar days, you can lock your loan’s interest rate at the current rate if it is lower than the rate in effect on the original lock date. Locking a lower interest rate is available only one time up until a purchase contract is received. Additional conditions or exclusions may apply and subject to final underwriting guidelines.
 $5,000 Mortgage Closing Guarantee is based on the mortgage loan closing date provided in the original sales contract or last amended purchase sales contract. This guarantee is only available on purchase mortgage loans with closing dates set for a minimum of 30 calendar days after the original purchase contract is signed and received by Lakeview. Loan closing date is subject to the receipt of fully completed application and required supporting documentation. Required supporting documentation must be provided to Lakeview in no less than two (2) business days after a fully completed application is received. Loan closing is subject to final underwriting approval. The Closing guarantee is not applicable if: a. borrower changes loan products or terms after the loan application is submitted, b. closing is delayed due to seller’s failure to close on time, c. if borrower(s) fails to meet contract requirements or contingencies, d. closing is delayed due to a third party or third party requirement, including but not limited to; title company, appraisal or appraiser delay, inspection; banking institutions, attorneys, family members, real estate professionals etc., e. closing date is not included in the contract, f. closing is delayed due to inclement weather or natural disaster, or g. loan documentation or application contains fraudulent or misrepresented information. Lakeview Loan Servicing, LLC reserves the right to amend, terminate or withdraw this offer at any time without prior notice. Mortgage Closing Guarantee paid in the form of a $5,000 lender credit on the Closing Disclosure at closing. Standard qualifications apply. Loans are subject to final credit approval.
 Refinance Bonus is available after 6 on-time payments have been made on the original loan and until 3 years after the date of first payment on the original loan. Credit will be automatically applied at dosing and can only be applied towards payment of the origination fee up to a total amount of $1,500. Any portion of the credit amount not used towards the origination fee will be waived. This is not an offer to lend and is contingent upon qualification per full underwriting guidelines. Offer cannot be applied towards previous loans or applications. Offer may not be redeemed for cash and is nontransferable.