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* This offer is available to customers who submit a complete application for a fixed-rate purchase loan. Lakeview will pay 1% of the note rate for the first 12 payments of the loan. This offer effectively reduces the rate of the loan by 1% for the first year of the mortgage. The payment of 1% by Lakeview will be accomplished through a custodial escrow account, to be funded by the lender-paid credit. The amount totaling the difference of 1% between the note rate and the temporary buydown rate will be dispersed to the escrow account, and the funds will be dispersed from the escrow account to the investor to account for the difference in interest during the buydown period (the first 12 months of the loan). This is not an offer to lend and is contingent upon qualification per full underwriting guidelines. Offer is only subject to purchase first liens. Occupancy restrictions may apply. Offer cannot be applied towards previous loans or applications, cannot be redeemed for cash, and is nontransferable. This offer can change or be cancelled at any time, without notice. Additional restrictions or conditions may apply.
† The 24 hour timeframe is for most approvals, however if additional information is needed or a request is on a holiday, the time for preapproval may be greater than 24 hours. This email is for informational purposes only and is not an offer, loan approval or loan commitment. Mortgage rates are subject to change without notice. Some terms and restrictions may apply to certain loan programs. Refinancing existing loans may result in total finance charges being higher over the life of the loan, reduction in payments may partially reflect a longer loan term. This information is provided as guidance and illustrative purposes only and does not constitute legal or financial advice. We are not liable or bound legally for any answers provided to any user for our process or position on an issue. This information may change from time to time and at any time without notification. The most current information will be updated periodically and posted in the online forum.
‡ The Lakeview Home Rewards program is offered through HomeStory Real Estate Services, a licensed real estate broker. HomeStory Real Estate Services is not affiliated with Lakeview Loan Servicing, LLC, and Lakeview Loan Servicing, LLC is not responsible for the program provided by HomeStory Real Estate Services. Obtaining a mortgage from Lakeview Loan Servicing, LLC is optional and not required to participate in the program offered by HomeStory Real Estate Services. The borrower may arrange for financing with any lender.
